levy and parthners

COLLECTIONS

In many cases, obtaining a judgment against your opponent is only the first step in collecting the money that is owed to you. Since the State of Florida has some of the strongest debtor protections in the United States, collecting your judgment can be a complicated process. Levy & Partners handle all types of consumer and commercial debts placed for collection. We are typically retained to collect commercial litigation judgments, lease deficiencies, automobile deficiencies, overdrafts and bad checks, insurance premiums, transportation invoices and bills of lading, medical bills, and attorneys’ fees. We enforce retail and commercial debts, including personal guaranties and suretyships.

Judgment Domestication

Our attorneys have experience in the domestication of out-of-state and out-of-country foreign judgments. We are retained by out of state individuals, companies and law firms to domesticate out-of-state judgments from state and federal courts. We are able to litigate post judgment issues, and we are qualified to represent creditors seeking post judgment enforcement of state court judgments.

Our offices are equipped with the latest technology. The bulk of our communications are by email, and our software allows us to quickly provide scanned copies of key documents, including pleadings, judgments, and writs.

Debt Enforcement

The Firm’s experienced attorneys are devoted to the collection of debts from those individuals and companies that refuse to voluntarily pay for debts they have incurred. We enforce both consumer and commercial debt.. We are able to assist automobile finance lenders, business equipment lessors, banking and other financial institutions, receivers and other court appointed persons, as well as large national corporations. We cover the entire State of Florida, so no matter where your debtor is domiciled, we have attorneys that are prepared to litigate the matter and bring it to a resolution.

FREQUENTLY ASKED QUESTIONS

What types of debts are covered?

Your credit card debt, auto loans, medical bills, student loans, mortgage, and other household debts are covered. Business debts are not.

an debt collectors contact me any time or any place?

No. Debt collectors can’t contact you at inconvenient times or places. They can’t contact you before 8 a.m. or after 9 p.m., unless you agree to it. They also can’t contact you at work if they’re told you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?

Send a letter by mail asking for contact to stop (make yourself a copy before you do). You might want to send it by certified mail and pay for a “return receipt” so you have a record the collector received it. Once the collector gets your letter, it can only contact you to confirm it will stop contacting you, or to tell you a specific action, like filing a lawsuit, will be taken. If you are represented by an attorney, and inform the collector, the collector must communicate with your attorney, not you, unless the attorney fails to respond within a reasonable period of time to the communication from the debt collector.

You might want to talk to the collector at least once, even if you don’t think you owe the debt or can’t repay it immediately. That way you can confirm whether it’s really your debt. If it is your debt, you can find out from the collector more information about it. In talking with a debt collector, be careful about sharing your personal or financial information, especially if you’re not already familiar with the collector.

Can a debt collector contact anyone else about my debt?

A debt collector generally can’t discuss your debt with anyone but you or your spouse. If an attorney is representing you, the debt collector has to contact the attorney. A collector can contact other people to find out your address, your home phone number, and where you work, but usually can’t contact them more than once.

FREE CASE EVALUATION