Property Damage Attorneys in Florida

Florida Vandalism & Burglary Insurance Claims Attorney

Theft is the act of stealing – the wrongful taking of your personal goods and property to another location. Vandalism is deliberate mischievous or malicious destruction or damage to your goods and property.

A burglary or home invasion results in difficult and stressful feelings for homeowners and renters, regardless of what was taken or damaged. First, we will listen to you describe what happened with your claim. Next, we will ask you to send us all relevant documentation, including the insurance policy and copies of your correspondence with the insurance company. We will review the documents, investigate your case, and consult with our team of insurance experts, to determine the full value of your claim. We will fight for you in court, to obtain the money that you deserve from the insurance company to which you have dutifully paid your insurance premiums.

That is why it is critical to have an experienced and knowledgeable attorney fighting for your rights, and we’re here to help keep insurance companies accountable, and give you the opportunity to get your life back on track.

Schedule your consultation online or call us at (954) 727-8570.

Florida Fire Insurance Claims Attorney

At Levy & Partners, our attorneys understand that the aftermath of a fire can be a stressful experience, especially when a valid insurance claim is denied or underpaid. After paying costly insurance premiums, homeowners expect that claims submitted for compensation will be honored. In some cases, this expectation has proven to be too high, as we have witnessed insurance companies habitually deny or underpay valid claims without explanation.

Our fire damage insurance claim dispute attorneys have years of experience dealing with insurance companies and understand the tactics they may employ to avoid payment. Our attorneys are committed to helping homeowners recover the compensation to which they are entitled.

If your fire insurance company has been denied or underpaid, we’re here to help keep insurance companies accountable, and give you the opportunity to get your life back on track.

“Levy & Partners are extremely good at what they do. I recommend them to anyone who will listen.”  Kate S. | Homeowner

How Levy & Partners Insurance Dispute Attorney Can Assist You

If you file a claim which is not denied initially, your insurance company will likely launch an investigation to determine the cause of the fire, the extent of the damage, and the value of the claim. Some companies have a history of blaming homeowners for the loss of the home and may go to great lengths to hire special investigators to find reasons to justify that blame.

Our insurance dispute attorneys have access to resources which allow us to perform separate assessments, which can be used in negotiations and settlements with the insurance company, should a dispute arise. We can work with experts to determine the cause of the fire, estimate the value of assets lost in the fire, uncover the extent of damage to the home that may be overlooked by the insurer, and estimate the value of your claim.

Coverage of Damage by Insurance Levy & Partners

The language in your policy will determine the damages that will be covered in the event of a fire. Some policies may cover damage only inflicted by the fire itself, while others will cover problems stemming from the fire including smoke and water damage. Structural damage, wind damage, melted personal property, roof damage, and plumbing and electrical damage may also be covered.

Reasons for Fire Insurance Claim Denial

As a for-profit entity, it is in the insurance company’s best interest to avoid payouts to policyholders; however, they must have a justifiable reason for denying a claim. Many states, including Florida, have adopted the Unfair Claim Settlement Practices Act (UCSPA), which aims to protect policy holders from wrongful or deceitful actions of their insurers. Some common forms of unfair claims handling include:

• Undervaluing damaged property;
• Allegations of arson;
• Failure to investigate in a timely manner;
• Denial of a total loss claim despite supporting evidence;
• Threats of prosecution to the insured in an attempt to lower the payout;
• A clear violation of the terms of the insurance policy.
• Insurance companies may delay the valuation or payment of a claim alleging that fraud or arson played a role in the fire. Obviously, if arson was the cause of the fire - and that you played a role - your damages will not be covered and we would not represent you. However, it is important to know that the burden of proof is on the insurance company, and not on the homeowner. Without direct or circumstantial evidence, an insurance company that denies these claims may be acting in bad faith.

If you believe your insurance company has wrongfully denied or undervalued your claim, our firm may be able to help you take the next step.

Contact Our Fire Insurance Claims Lawyer in Florida

Dealing with a fire insurance claim? Reach out to our experienced fire insurance claims attorney at Levy & Partners for expert assistance and dedicated support. Contact us today by filling out the contact form or calling us directly to ensure your claim is handled effectively and your rights are protected.

Schedule your consultation online or call us at (954) 727-8570.

Frequently Asked Questions

How do I choose the right fire damage insurance claim lawyer in Florida?

Look for a lawyer with experience in handling fire damage claims, a good track record, and positive client reviews. It’s also important to choose someone who communicates clearly and understands your specific needs.

How much does it cost to hire a fire damage insurance claim lawyer?

Many fire damage insurance claim lawyers work on a contingency fee basis, meaning they only get paid if you win your case. Fees and arrangements can vary, so discuss this during your initial consultation.

What documents should I provide?

You should provide your insurance policy, the denial letter, any correspondence with the insurance company, photos of the damage, repair estimates, and any other relevant documentation.

How long does it take to resolve a fire damage insurance claim?

The timeline can vary depending on the complexity of the claim and the responsiveness of the insurance company. A lawyer can help expedite the process and keep you informed of any developments.

Can I file a lawsuit if my insurance claim is denied?

Yes, if other remedies fail, you may be able to file a lawsuit against the insurance company. Your lawyer can advise you on whether this is the best course of action and guide you through the legal process.

What should I expect during a consultation?

During the consultation, the Levy & Partners lawyer will review the details of your case, assess the strengths and weaknesses of your claim, and discuss potential strategies and outcomes. They will also explain their fees and how they can assist you.

How can I contact a Levy & Partners?

You can contact a Levy & Partners by phone, email, or through their website. Many firms offer free initial consultations, so don’t hesitate to reach out to discuss your case.

Plumbing Leak Damage Attorneys

Whether the damage was caused by a pipe burst or leak, appliance leak, water entering through windows or roofs, repairing your home can be costly and there is nothing insignificant about water damage. It can compromise the market value of your home and even put the health and safety of your family at risk by inciting mold and mildew growth.

Your home or business can sustain water damage from a variety of sudden and accidental occurrences. Most people do not realize that the typical homeowners and commercial lines insurance policies provide coverage for these disastrous events and require the insurance company to restore your home or business to its pre-loss condition. Unfortunately, in our experience, insurance companies will typically assign adjusters who improperly adjust and underpay your insurance claim or wrongfully deny your claim altogether. For example, it is common for an insurance company to only pay for the repair to one roof shingle/tile, floor tile or a single kitchen cabinet when the policy actually requires replacement of the entire roof, floor or kitchen cabinets.

If you have a water damage insurance claim that was wrongfully denied or underpaid by your insurance company, or you need assistance with the filing of your water damage insurance claim, call us today.

How a Plumbing Leak Damage Attorneys Can Help

Plumbing leak damage attorneys are crucial in managing the fallout from water damage caused by plumbing issues. They offer support by:

• Evaluating the Situation: Analyzing the damage to determine its scope and pinpointing the liable parties, whether it’s a plumbing contractor, equipment manufacturer, or another responsible entity.
• Handling Insurance Matters: Assisting with the interpretation of your insurance policy, preparing and filing claims, and negotiating with insurance providers to secure the compensation you’re entitled to.
• Collecting and Presenting Evidence: Gathering detailed evidence, including repair estimates, expert evaluations, and comprehensive documentation, to build a strong case.
• Providing Legal Advocacy: Representing you in negotiations or legal proceedings, striving for fair settlements or pursuing litigation if needed to resolve your case.
• Maximizing Compensation: Working to obtain full compensation for repairs, damages, and any associated costs arising from the plumbing failure.

With their specialized knowledge and experience, plumbing leak damage attorneys ensure you navigate the complexities of your case effectively and receive the appropriate compensation for your losses.

Contact Our Plumbing Leak Damage Today

Experiencing damage from a plumbing leak? Get in touch with our expert plumbing leak damage lawyer at Levy & Partners for dedicated support and effective resolution. Contact us now by filling out the form or calling us directly to discuss your case and start the process of securing the compensation you deserve.

Schedule your consultation online or call us at (954) 727-8570.

Frequently Asked Questions

What types of damages can I recover from a plumbing leak claim?

You may recover damages for property repairs, personal property replacement, water damage, mold remediation, and any additional expenses incurred as a result of the leak. An attorney can help quantify these damages.

How can I prove that the plumbing leak caused the damage?

Gather evidence such as repair bills, photos of the damage, expert assessments, and any documentation linking the leak to the damage. An attorney can assist in compiling and presenting this evidence effectively.

What should I do if my insurance claim is denied?

Review the denial letter carefully, gather supporting evidence, and consult with an attorney who specializes in plumbing leak claims. They can help you understand the denial reasons and guide you through the appeals process.

How long do I have to file a claim for plumbing leak damage?

The timeframe, known as the statute of limitations, varies by state and type of claim. It’s important to act quickly to ensure you meet all deadlines. An attorney can provide specific guidance based on your situation.

What should I expect during a consultation with Levy & Partners?

During the consultation, the lawyers will review the details of your case, assess the strength of your claim, discuss potential strategies, and explain their fees and services. This is also an opportunity to ask questions and understand the process.

Florida Hurricane Damage Attorneys

Hurricanes are one of the most destructive forces in nature, with the ability to destroy homes and entire communities in just a few hours. This sudden loss of your property and the emotional toll it can take is devastating, but having a homeowners insurance policy that covers hurricane and tropical storm damage should offer you some piece of mind. However, that may not be the case.

The insurance company may undervalue your damages and  find a way to pay you as little as possible, or avoid paying altogether for the damages sustained to your property.

We will investigate your case and consult with our team of insurance experts to determine the full value of your claim. We will fight for you both in and out of court, to obtain the insurance benefits that you are owed from your insurance company.

Our representation may begin with calling the insurance company on your behalf to report your claim and attending the insurance company’s inspection of your home. We will make every attempt to reach a favorable resolution for you. If this cannot be obtained, we can file a lawsuit to recover the insurance benefits owed to you. We can handle your insurance claim from beginning to end.

It is critical to have an experienced and knowledgeable attorney fighting for your rights.

We’re here to help keep insurance companies accountable and give you the opportunity to get your life back on track.

Steps to Take After a Hurricane

Unfortunately, even the best attempts to protect one’s property will likely end with some kind of damage in the event of a hurricane. If your home or business is damaged in the storm, you will want make sure you take the following steps to ensure your insurance claim is handled promptly in a fair manner.

Cover Up Your Damaged Property It’s important that if your property sustains any damage, that you cover it up with a tarp or something similar to prevent water intrusion or any other further damage. Remember, the insurance company will take any reason it can to avoid paying you, and if they claim your damaged property became more damaged after the storm they may blame you for the damage and deny your claim.

Document Everything It is recommended that you start outside and get your entire house in each shot — all four sides and as much of the roof as you can. Make sure to take photos of your entire yard, also. Start by taking wide shots of the yard, then move in closer to take shots with more detail. Then, head inside and start taking photos there. Start by taking photos of entire rooms, then move on to taking photos of individual items. A complete photographic record is important to prove your losses if you need to file a claim. As you take your photographs, make an inventory of damaged property. This will also help with your claim.

File Your Insurance Claim Promptly Insurance policies typically require you to act fast after storm damage. This is why it’s paramount that you take your photographs, write your inventory, and file your claim as quickly as you can.

What Does my Insurance Cover?

In Florida a general homeowners policy will cover wind damage, meaning if your roof or siding is ruined by the wind, the damage will be covered.

Further, roof damage caused by a storm can lead to other ensuing damage to your home that is covered under most homeowners insurance policies. When a storm dislodges and damages roof shingles or roof tiles, it creates an opening allowing water to leak into your house, thereby causing water damages to the interior of your home including your drywall, cabinetry, electrical system, flooring, appliances, counter-tops and personal items. All of the above, and more, are most likely covered by your insurance policy. Moreover, if the damaged roof shingles or tiles are discontinued and cannot be matched, you may be entitled to a new roof.

Your insurance policy will also cover structures outside your home like sheds or fences. It will also cover your rental or hotel expenses should your home become uninhabitable as a result of the hurricane. If you have personal property damage, such as clothes, furniture, and household goods, your policy will cover this, too. Your policy also provides a certain amount of coverage for debris removal and for temporary measures taken to protect your property from further damage, such as tarping your roof or temporarily repairing a roof leak. Of course, every policy is different and an experienced attorney can explain what your policy does and does not cover.

Keep in mind that there is a special deductible for hurricane damage in Florida, which is set at a fixed percentage based on the amount of the entire policy, and must be met before the insurance issues payment.

Contact Our Hurricane Damage Lawyer in Florida

For expert assistance with hurricane damage claims, turn to our experienced hurricane damage attorney at Levy & Partners. Reach out today by filling out the contact form or calling us directly to start securing the compensation you need to recover and rebuild.

Schedule your consultation online or call us at (954) 727-8570.

Florida Mold Damage Lawyer

Mold damage to your home is devastating. Regardless of whether you’ve found contained mold damage in one room or a complete mold outbreak on your property, material possessions and/or inventory throughout your property, you deserve full compensation for all mold losses covered by your insurance policy.

If you’ve recently discovered mold damage in your home or business you probably already know that mold will grow anywhere that the conditions allow it to. The only thing mold needs in order to grow is a food source and some moisture. The moisture can come from leaking pipes or appliances, roof or wall damage, badly maintained air conditioners, drainage problems or high humidity levels. Mold can find its food source from carpets, curtains, wall coverings, mattresses or even home insulation.

Mold can spread unnoticed for a long time, leading to serious health consequences. Chronic coughs, headaches and migraines, sinus problems, frequent sneezing and watery, itchy eyes are all symptoms caused by the presence of mold. Some people are much more sensitive to mold than others and may suffer severe – and in some cases life-threatening, allergies or respiratory diseases.

Left untreated, mold may cause structural damage to your home and unfortunately, many insurers deny these kinds of claims. Severe cases of mold infestation will make it nearly impossible to insure or sell your home so mold should be eradicated as soon as it is spotted. Most mold growth is caused by conditions beyond your control so you may have a claim for your insurance company.

If you are dealing with mold in your home and your insurance company has wrongfully denied or undervalued your mold damage claim,then contact us to help you fight for your claim.

Is your insurance company acting in your best interests?

Carefully consider your insurance company’s offer. Insurance companies will almost always try to settle for less than you deserve and they do not always contemplate the hidden effects of Mold Damage to your home when they consider your compensation package. If you feel the offer is well below what your property and possessions are worth, or if your insurance company is denying your Mold Damage claim altogether, then you should call Levy & Partners. We will investigate your case, and consult with our team of insurance experts, to determine the full value of your claim. We will fight for you in court, to obtain the money that you deserve from the insurance company to which you have dutifully paid your insurance premiums.

How a Mold Damage Attorney at Levy & Partners Can Help

A mold damage lawyer at Levy & Partners is dedicated to helping you address and resolve mold-related issues with expertise and care. Here’s how we can assist:

• Damage Assessment: We thoroughly evaluate the extent of mold damage to your property, identifying all potential sources of liability, whether they involve property owners, contractors, or manufacturers.
• Insurance Guidance: Our team helps you navigate your insurance policy, prepares and files claims, and negotiates with insurers to ensure you receive the full compensation you’re entitled to.
• Evidence Collection: We gather and organize critical evidence, such as damage assessments, repair estimates, and expert testimonies, to strengthen your case.
• Legal Advocacy: We represent you in negotiations and court proceedings, working diligently to achieve favorable outcomes, whether through settlements or litigation.
• Comprehensive Compensation: We focus on securing compensation for mold removal, property restoration, health impacts, and any other related losses to ensure you are fully supported.

By leveraging our expertise, Levy & Partners provides robust support to address your mold damage issues and ensures a thorough approach to securing the relief you need.

Contact Our Mold Damage Lawyer in Florida

For expert legal support with mold damage, reach out to our skilled mold damage attorney at Levy & Partners. Connect with us today by filling out the contact form or calling us directly to start addressing your case and pursuing the compensation you need.

Schedule your consultation online or call us at (954) 727-8570.